How much should I expect to pay for my Disability Insurance?
How Much Should I Expect to Pay for My Disability Insurance? Why is an Individual Policy More Expensive than My Group LTD? Disability insurance is an essential component of financial planning, providing income protection in case you are unable to work due to illness [...]
What Is A Health Spending Account (HSA)?
What Is A Health Spending Account (HSA)? A Health Spending Account (HSA) is a Canada Revenue Agency-approved method that allows personal qualifying medical expenses to be paid for in a tax-efficient manner. These expenses can include health, dental, vision, massage, and chiropractic services. With [...]
Keep in Mind, Health Buys Insurance – Not Money
Keep in Mind, Health Buys Insurance – Not MoneyWhen considering the timing and importance of purchasing insurance, there's an important adage to remember: "health buys insurance – not money." This statement underscores a fundamental truth about obtaining insurance coverage, particularly health insurance. Often, when someone [...]
How To Find a Good Insurance Broker
How To Find a Good Insurance Broker Finding the right insurance broker can make a significant difference in your experience and outcome when it comes to selecting insurance products that suit your needs. But with so many options out there, how do you ensure [...]
Buying Life Insurance to Cover Tax Bills
Buying Life Insurance to Cover Tax Bills: A Strategic Estate Planning Move In the realm of financial planning, one often overlooked yet critical consideration is the impact of taxes, especially when it comes to retirement savings and estate planning. One particular scenario where this [...]
The Advantages of Working with a Knowledgeable Insurance Broker
In today's fast-paced world, managing insurance policies can be a complex and daunting task. As an experienced insurance broker, I understand the nuances and challenges that professionals face in handling their insurance needs. In this blog, I will outline the significant benefits of working [...]