Can a Health Spending Account Affect Your Eligibility for the Canadian Dental Care Plan?
Can a Health Spending Account Affect Your Eligibility for the Canadian Dental Care Plan? The introduction of the Canadian Dental Care Plan (CDCP) has created an interesting consideration for employers who offer a Health Spending Account to their employees. Many employers assume that because [...]
Top 10 Medical Conditions That Can Disqualify You From Life Insurance in Canada
Top 10 Medical Conditions That Can Disqualify You From Life Insurance in Canada Applying for life insurance usually involves answering questions about your health. Depending on the policy and amount of coverage, the insurance company may also request medical records, bloodwork, urine testing, or [...]
Life Insurance Through Work vs. Personal Life Insurance: Is Employer Coverage Enough?
Life Insurance Through Work vs. Personal Life Insurance: Is Employer Coverage Enough? If you have a comprehensive benefits package through your employer, there is a good chance it includes some form of life insurance. For many Canadians, workplace coverage may even be their first experience [...]
Should You Keep Life Insurance After Your Mortgage Is Paid Off?
Should You Keep Life Insurance After Your Mortgage Is Paid Off? Paying off your mortgage is one of life’s biggest financial milestones. After years of monthly payments, suddenly owning your home without a mortgage can significantly reduce your household expenses and financial risk. It can [...]
Can You Have More Than One Life Insurance Policy in Canada?
Can You Have More Than One Life Insurance Policy in Canada? If you already have life insurance but your financial responsibilities have changed, you may be wondering whether you need to replace your existing policy or simply purchase another one. The good news is that [...]
What Does a Life Insurance Broker Do? A Canadian Consumer’s Guide
What Does a Life Insurance Broker Do? A Canadian Consumer’s Guide Buying life insurance can seem straightforward until you begin comparing policies. Term lengths, permanent coverage, medical underwriting, conversion privileges, premiums, riders, and insurer-specific requirements can quickly make the decision more complicated. This is where [...]
We would love to discuss your lifestyle and insurance needs.
No high pressure sales tactics. We simply educate you on making the best decision for you. We proudly serve Ontario, Alberta, and British Columbia.
We have adopted a proven systematic approach to working with clients virtually, which allows us to get to know our clients and help them make an informed decision on what insurance solution is best for them.