Be Lucky

What if I told you that luck isn't a matter of chance, but a product of preparation and seizing the right opportunities? In the world of insurance, we often talk about luck. Clients who have comprehensive coverage might consider themselves lucky, especially when others can't secure the same due to pre-existing health conditions. The [...]

Be Lucky2023-05-26T14:20:39+00:00

There is No “Average” Cost of Permanent Life Insurance

I had someone reach out to me wondering what the monthly cost is for Permanent Life Insurance for a healthy 35-year-old.  They were thinking they preferred Permanent Insurance as opposed to Term. There are so many options when it comes to Permanent Life Insurance, and the cost can change substantially. There is Term 100, [...]

There is No “Average” Cost of Permanent Life Insurance2023-02-28T20:53:51+00:00

When does permanent life insurance make sense?

Last week, I wrote "Why Insurance can be frustrating for the advisor as well!" If you missed the article, you can find it here: While I am a huge advocate of term insurance for many, permanent insurance has its place for some. Term Insurance is for “IF” you die and permanent insurance is for “WHEN” you [...]

When does permanent life insurance make sense?2022-11-02T19:35:30+00:00

Do Millennials Need Permanent Life Insurance?

If you are in your 20's or 30's there is a good chance that you have not yet put much thought into your insurance planning.  Maybe you said yes to the insurance on your mortgage or maybe you have benefits through your employer.  While this may be a start, it is rarely the best [...]

Do Millennials Need Permanent Life Insurance?2022-11-02T19:36:09+00:00

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