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DISABILITY INSURANCE
Protect Your Income with Disability Insurance
Your Most Valuable Asset Isn’t Your Home or Investments—It’s Your Ability to Earn an Income
If you were unable to work due to an illness or injury, how long could you maintain your current lifestyle? Most people insure their home, car, and valuables, but far fewer think about protecting their income—the very thing that makes all of those assets possible. Disability Insurance ensures you have a steady stream of income when you need it most.
Why Disability Insurance Matters
As a professional, business owner, or incorporated individual, your income is what fuels your financial success. But life is unpredictable. Whether it’s a sudden accident or a long-term illness, the reality is that one in three Canadians will experience a disability lasting longer than 90 days before age 65. The financial impact of being unable to work can be devastating without proper coverage.
Disability Insurance provides tax-free income replacement to help cover your mortgage, bills, daily expenses, and financial obligations, so you can focus on your recovery rather than worrying about money.
Protect Your Most Valuable Asset – Your Income
Based on your current age and income, here is how much you will earn by Age 65:
What Are the Odds of a Disability?
What Makes a Strong Disability Insurance Policy?
Not all disability insurance policies are created equal. When structuring coverage, I focus on high-quality contracts with strong definitions and long-term stability. Some key features to look for:
Group LTD vs. Individual Disability Insurance: Why It Matters
Many professionals assume their Group Long-Term Disability (LTD) plan is enough, but group coverage often has gaps that could leave you underinsured. Here’s why having your own policy matters:
Why Work with Me?
I’ve spent years specializing in Disability Insurance for professionals, business owners, and incorporated individuals. Having worked as a Living Benefits wholesaler with RBC Insurance for nearly a decade, I understand the fine print and what truly matters when structuring a policy. My approach is always educational, not sales-driven—helping you understand your options so you can make the best decision for your needs.
Unlike many advisors who focus only on life insurance, I believe in protecting what matters most—your ability to earn a living and maintain financial independence.
I signed up for insurance coverage with SecurePlan after reading great reviews and also hearing from another client who had directly worked with Jeff.
It didn’t take long for me to see that the reviews were indeed genuine. I was quite impressed with Jeff’s personable approach and attention to detail in setting up various insurance plans tailored specifically to my personal needs. Jeff helped me see how every person’s situation is unique, and how important it is to find the optimal coverage solutions.
Although I understood the importance of having insurance, I never expected how early the day would come when I could no longer work and had to file a claim. Not only was it difficult for me to accept the reality of my situation, but it was also very challenging and unexpected to go through such a lengthy claims process, which involved countless hours of paperwork and communication. There were numerous times when I wasn’t sure how to proceed. But Jeff’s patient guidance and understanding were very helpful through it all.
It’s been several years since all of this began. In the end, the claim was processed successfully, and I am grateful for having Jeff as my broker.
Let’s Build a Plan That Works for You
Don’t wait until it’s too late to protect your income. Whether you’re a physician, lawyer, accountant, business owner, or incorporated professional, I can help you navigate your options and find the best disability insurance policy tailored to your needs.
Disability insurance isn’t one-size-fits-all. Your career, income, and financial goals are unique—your coverage should be too.
Your financial future starts with securing your income. Let’s make sure you’re protected. Reach out today.
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We would love to discuss your lifestyle and insurance needs.
No high pressure sales tactics. We simply educate you on making the best decision for you. We proudly serve Ontario, Alberta, and British Columbia.
We have adopted a proven systematic approach to working with clients virtually, which allows us to get to know our clients and help them make an informed decision on what insurance solution is best for them.