Protecting your Insurability. Why Young Canadians Should Start Thinking About Life and Disability Insurance Now
Many young Canadians often overlook the importance of life and disability insurance, believing they are invincible and not at risk of becoming injured or ill. However, there are several compelling reasons to start thinking about these types of insurance when you're young and feeling [...]
Life Insurance – Adulting at its Best
Don’t know where to get started? Here is some advice to help you. Are you recently married, purchased a home, or maybe had a child? These significant life changes are a great time to start thinking about protecting yourself, and your loved ones, from [...]
Confused on RBC’s Disability Insurance Group Offset Amendment?
We want to help you understand exactly how the RBC’s “Group / Association Offset amendment (A670)" works. In this example, you are eligible for and purchase $10,000 of coverage based on your income. However, you also have $5,000 of Group LTD already in place. [...]
There is No “Average” Cost of Permanent Life Insurance
I had someone reach out to me wondering what the monthly cost is for Permanent Life Insurance for a healthy 35-year-old. They were thinking they preferred Permanent Insurance as opposed to Term. There are so many options when it comes to Permanent Life Insurance, [...]
Proceed with Caution When Purchasing Life Insurance as an Investment
Be very careful when it comes to buying life insurance as an investment . . . if it looks too good to be true, it likely is! A broker can make a policy illustration look really good, potentially better than what you should actually [...]