Should My Parents Sell Me Their Cottage for $1???
This summer you and your kids have been fortunate enough to laugh, splash, and create many special memories at the family cottage. Your parents approach you, as they are aging and feel they no longer want the responsibility of caring for the cottage. With [...]
Video: Should I Keep My Disability Insurance Contract or Should I Cancel it?
Have you ever asked yourself the question, should I keep my disability insurance contract or should I cancel it? First, how important is your income? How important is your income to your family? If your answer is: "My income is still important", [...]
Dear Jeff: I have group benefits through work and I am looking to getting an additional coverage. Who and what would you recommend?
My reply: Typically, RBC Insurance, Manulife or Canada Life are the three carriers that offer high quality disability contracts that can supplement your Group Long Term Disability (LTD). All three companies are good companies, however, you need to first find out which company offers [...]
Health Spending Accounts – Are You Considered an Employee?
Due to how expensive and limited Individual Health and Dental Plans are, many of my incorporated business owner clients choose to implement a Health Spending Account. This allows them to run their medical expenses through their corporation and deduct those qualifying medical expenses. [...]
Dear Jeff: When does whole life or universal life insurance make sense?
This is a post I found on Reddit: I feel like people either think it's a scam/huge waste of money (according to Reddit, my husband, people I know), or the most important financial tool ever (friends who financial planners that I don't work with, [...]
20% Premium Savings for Essential Workers
20% Premium Savings for Essential Workers RBC insurance is offering a 20% premium savings on select individual disability policies for essential workers across Canada, effective until December 31, 2020. Contact me for more info. And a HUGE thank you to all essential [...]