Just in case you are wondering, A Health Spending Account (HSA) is a Canada Revenue Agency approved method that allows personal qualifying medical expenses  (e.g. health, dental, vision, massage, chiro) to be paid for in a tax-efficient manner. Your corporation can write off 100% [...]

Do you need insurance? Which insurance? Can you trust insurance agencies? You are not alone if you have asked any or all of these questions. Recently, I was contacted by someone who was skeptical about insurance - here is my response: [...]

As a disclaimer, I am not an “investment guy” – I just like money and understand investing way more than the average person.  I believe in specialization, which is why I typically refer those asking me to invest their money over to the experts [...]

First thing first, IRP is not a product – it’s a concept/strategy. Universal Life Insurance is the product – so let’s talk about that first. Should mentioned that Universal Life is quite complex as there are many different components and ways to structure. I tried [...]

There has been some sad news recently in entertainment world with regards to Critical Illnesses.  Unfortunately, we saw Luke Perry (Riverdale, 90210 actor) suffer and pass away from a Stroke.  Selma Blair made headlines as she opened up about her Multiple Sclerosis diagnosis. And lastly, [...]

Insurance should be about more than just protecting your loved ones; it’s about living your life the way you like it. So why not get more out of your insurance while you’re around to enjoy it? Manulife Vitality is insurance that motivates you to [...]