Why do so many people buy creditor insurance to protect their mortgages & loans when there are better options out there?

After 15 years in the business, I have lost count of how many times a client told me that it was "required" to purchase life insurance with their mortgage - which is not the case, it is optional.  Just the other day, my client thought they had to spend $400 a month on creditor [...]

Why do so many people buy creditor insurance to protect their mortgages & loans when there are better options out there?2021-10-14T15:48:54+00:00

How Critical is Critical?

Critical Illness Insurance can give you a tax-free payment if you’re diagnosed with a serious condition. The three main conditions that a Critical Illness Policy covers is: Life Threatening Cancer Heat Attack Stroke While you may not know someone who has claimed on Critical Illness Insurance, I would bet you know someone who was diagnosed with [...]

How Critical is Critical?2021-10-05T18:28:24+00:00

Video: Should I Keep My Disability Insurance Contract or Should I Cancel it?

Have you ever asked yourself the question, should I keep my disability insurance contract or should I cancel it? First, how important is your income? How important is your income to your family? If your answer is: "My income is still important", chances are you should keep your insurance contract. And that [...]

Video: Should I Keep My Disability Insurance Contract or Should I Cancel it?2021-06-18T18:25:08+00:00

20% Premium Savings for Essential Workers

20% Premium Savings for Essential Workers RBC insurance is offering a 20% premium savings on select individual disability policies for essential workers across Canada, effective until December 31, 2020. Contact me for more info. And a HUGE thank you to all essential workers who have put the safety of others before their [...]

20% Premium Savings for Essential Workers2020-11-02T15:21:58+00:00

Video: Loss of Income Protection, Paycheque Protection or Disability Insurance? What’s the Difference?

When it comes to insurance – it’s easy to get confused.  The contracts are lengthy and there are many terms that you may never have heard in the past.  This is why it’s important to work with a broker who is an expert, and can help you understand how the coverage works [...]

Video: Loss of Income Protection, Paycheque Protection or Disability Insurance? What’s the Difference?2021-06-18T16:05:50+00:00

Comparing Apples to Apples: What type of Term Life Insurance policy does my family have?  No, not all policies are equal…

I know that many brokers simply sell the cheapest term life insurance product available in the market.  I do not always agree with that approach and wanted to share with you an alternative solution which you may find valuable, it’s called the Manulife Vitality Program.  I will start by saying this program is geared [...]

Comparing Apples to Apples: What type of Term Life Insurance policy does my family have?  No, not all policies are equal…2020-05-20T14:56:35+00:00

Treat Your Mind Like a Garden

It’s amazing how COVID-19 has impacted the way we think and feel.  I have always believed that you need to treat your mind like a garden.  Imagine moving into a new home, and this home has a beautiful garden in the backyard.  The previous owner took great care of their garden. They [...]

Treat Your Mind Like a Garden2020-04-20T21:01:17+00:00

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