Be very careful when it comes to buying life insurance as an investment . . . if it looks too good to be true, it likely is! A broker can make a policy illustration look really good, potentially better than what you should actually expect. Unfortunately, based on this article, (Ontario’s insurance regulator orders [...]
Have you ever had a financial/insurance advisor recommend using life insurance to save on taxes? Or you may have never heard of this option. Many people do not understand how this type of tax shelter works. While many are familiar with how Term Life Insurance may work, there is a different type of insurance [...]
This summer you and your kids have been fortunate enough to laugh, splash, and create many special memories at the family cottage. Your parents approach you, as they are aging and feel they no longer want the responsibility of caring for the cottage. With summer winding down they want to keep the property in [...]
Have you ever sat down and thought about the importance of being able to earn an income? For most of us, isn't it true that it is the ability to earn an income that provides for us? I encourage you to watch this video which illustrates how important our income is and what we [...]
The investment world is rapidly changing – for the better in my opinion. One way this is changing is that people are recognizing how much they are now paying in fees. Mutual Funds and Segregated Funds are extremely expensive and most managed funds rarely beat the market – especially when you take in consideration [...]
