Life Insurance Through Work vs. Personal Life Insurance: Is Employer Coverage Enough? If you have a comprehensive benefits package through your employer, there is a good chance it includes some form of life insurance. For many Canadians, workplace coverage may even be their first experience with life insurance. This raises an important question: "Is the [...]
Should You Keep Life Insurance After Your Mortgage Is Paid Off? Paying off your mortgage is one of life’s biggest financial milestones. After years of monthly payments, suddenly owning your home without a mortgage can significantly reduce your household expenses and financial risk. It can also raise an important question: "Do I still need life [...]
How Much Life Insurance Do I Need? A Canadian Guide for Every Stage of Life One of the first questions people ask when shopping for life insurance is, “How much coverage do I actually need?” The answer isn’t the same for everyone. A 30-year-old with a young family has very different financial responsibilities than a [...]
What Is a Capital Dividend Account (CDA)? A Guide for Canadian Business Owners Many incorporated business owners have heard the term Capital Dividend Account (CDA), but few fully understand how valuable it can be. In fact, the Capital Dividend Account is one of the most powerful tax-planning tools available to Canadian-controlled private corporations (CCPCs), allowing [...]
Life Insurance for High-Income Canadians: 10 Strategies to Protect and Preserve Wealth For many Canadians, life insurance is simply a way to protect a spouse or children if the unexpected happens. However, for high-income earners, incorporated professionals, executives, physicians, dentists, lawyers, and business owners, life insurance serves a much broader purpose. At higher income levels, [...]
Top 50 Frequently Asked Questions About Life Insurance in Canada (2026 Guide) Life insurance is one of the most important financial tools available to Canadians, yet it remains one of the most misunderstood. Whether you’re purchasing your first policy, reviewing existing coverage, or planning your estate, you probably have questions. This guide answers the 50 [...]
The #1 Life Insurance Discussion Canadians Are Having Right Now: Term vs. Whole Life Insurance If there’s one topic dominating life insurance conversations across Canada right now, it’s this: Should you buy term life insurance or whole life insurance? From Reddit discussions to major financial institutions like RBC Insurance, BMO Insurance, and TD Insurance, Canadians [...]
Why Fortune 500 CEOs Use Life Insurance as a Strategic Wealth and Legacy Tool For Canadian Fortune 500 CEOs and senior executives, life insurance is rarely just about replacing income. At the highest levels of corporate leadership, wealth planning becomes significantly more complex — involving executive compensation, concentrated equity exposure, estate taxes, business succession, philanthropy, [...]
Most Canadians Don’t Realize This Type of Financial Advisor Exists When most people think about financial advice, they picture: Their bank An investment advisor Or someone recommending products What many don’t realize is that there’s another option entirely: fee-only financial planning. What Is a Fee-Only Financial Planner? A fee-only financial planner is paid directly [...]
Direct vs. Insurance Broker: How to Buy Life Insurance the Right Way If you’re starting to look at life insurance, one of the first decisions you’ll face is how to buy it. Do you go direct through an insurance company, or work with a life insurance broker? Both options can get you coverage, but [...]
SecurePlan is an insurance broker proudly serving clients virtually across Ontario, Alberta, and British Columbia.
We specialize in group benefits as well as individual coverage such as life and disability insurance.
We know what matters to you.
Contact us today for a free consultation.
Copyright 2025 SecurePlan Insurance Solutions | 2443353 ONTARIO INC. o/a SecurePlan | All Rights Reserved | Designed by Kre8it Design Studio | Powered by KS Development Group
