Whole Life Insurance Policy and Premiums: What You Should Know Before You Commit
Whole Life Insurance Policy and Premiums: What You Should Know Before You Commit The Benefits, Costs, and Flexibility of Whole Life Insurance in Canada Whole life insurance is one of those things people often hear about, but few fully understand until they sit down [...]
Should You Self-Insure or Get Disability Insurance?
Should You Self-Insure or Get Disability Insurance? Why Relying on Savings Might Not Be the Best Plan Many people ask whether it’s better to self-insure rather than purchase disability insurance. The idea makes sense on the surface—why pay premiums when you could just save [...]
Who Offers the Best Life Insurance?
Who Offers the Best Life Insurance? How to Find the Right Term Life Policy for You If you're shopping for the best life insurance in Toronto, you’ve probably realized that there’s no shortage of options. With so many companies offering term life policies, how [...]
Is Shared Critical Illness Insurance a Good Idea?
Is Shared Critical Illness Insurance a Good Idea? What You Need to Know Before Saying Yes If you own a business in Canada, you've probably been approached about a Split Dollar Critical Illness (CI) Policy at some point. On the surface, it seems like [...]
Can I Set Up a Health Spending Account (HSA) in My HoldCo?
Can I Set Up a Health Spending Account (HSA) in My HoldCo? A common question business owners and accountants face is whether a Health Spending Account (HSA) can be set up within a Holding Company (HoldCo) instead of an Operating Company (OpCo). While this [...]
What are the Best Disability Insurance Contracts in Canada for Professionals?
What are the Best Disability Insurance Contracts in Canada for Professionals? When selecting a disability insurance policy as a professional, it’s important to understand the key contract provisions that set the best policies apart. One of the most significant features is Non-Cancellable coverage, meaning [...]