There has been some sad news recently in entertainment world with regards to Critical Illnesses. Unfortunately, we saw Luke Perry (Riverdale, 90210 actor) suffer and pass away from a Stroke. Selma Blair made headlines as she opened up about her Multiple Sclerosis diagnosis. And lastly, Alex Trebec posted a video explaining that he has been [...]
Here is what I often use to help illustrate the importance of proper disability insurance. This one was for a 35-year-old father who earns around $80,000 per year. He has no disability benefits through his work and his income is important to him. Before he met me, he never really thought about how financially [...]
There has been a lot of negative press around the advice in which Canadian banks provide. I have mixed feelings about what's being said as I come from working at one of the big banks. A big part of my responsibility was training advisors. There were a lot of great advisors who would always [...]
Have you ever sat down and thought about the importance of being able to earn an income? For most of us, isn't it true that it is the ability to earn an income that provides for us? I encourage you to watch this video which illustrates how important our income is and what we [...]
A couple weeks ago, one of my clients asked if it was ok to pass along my name to a close family friend who needed help with their insurance. They were very relieved when I said yes. A referral doesn’t just help me build my practice, it also helps someone ensure that their friend, [...]
You know you need insurance to help protect you from the unexpected. You carry auto insurance because you acknowledge the possibility of an accident, theft, or vandalism. You carry homeowner's insurance because you know a fire or burglary could happen to anyone. You probably have life insurance because you know that if the worst [...]
Choosing the beneficiaries for your life insurance policy is one of the most important decisions you will make. Life insurance is, after all, meant to protect your family and loved ones. While your immediate family may seem to be the obvious choice as your life insurance beneficiary, there may be other people and organizations which rely [...]
Many insurance advisors have not actively discussed disability insurance with their clients. While most brokers have the ability to sell, most do not due to the complex nature of the product. What this means is that many insurance advisors typically focus on the life insurance – and sometimes, try to encourage their clients to purchase the [...]
One thing that I absolutely believe in is the power of a positive thinking. For many, it’s a difficult task to stay positive, especially during difficult times. The world can sometimes be a very cruel place, and while we may not be able to control certain aspects of our lives, we do have the [...]
Many people don't disclose their smoking habits... but they should. By answering this question incorrectly, you are jeopardizing your policy. Do you really want to put yourself or your family in a position where a policy may not pay out since you decided not to be truthful at time of application? Deliberately stating that [...]
