About David

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So far David has created 11 blog entries.

Ask Jeff: When does whole life or universal life insurance make sense?

This is a post I found on Reddit: I feel like people either think it's a scam/huge waste of money (according to Reddit, my husband, people I know), or the most important financial tool ever (friends who financial planners that I don't work with, financial advisors that I've met with, my estate planning professor whose [...]

Ask Jeff: When does whole life or universal life insurance make sense?2020-11-02T15:16:31+00:00

20% Premium Savings for Essential Workers

20% Premium Savings for Essential Workers RBC insurance is offering a 20% premium savings on select individual disability policies for essential workers across Canada, effective until December 31, 2020. Contact me for more info. And a HUGE thank you to all essential workers who have put the safety of others before their [...]

20% Premium Savings for Essential Workers2020-11-02T15:21:58+00:00

Video: Loss of Income Protection, Paycheque Protection or Disability Insurance? What’s the Difference?

When it comes to insurance – it’s easy to get confused.  The contracts are lengthy and there are many terms that you may never have heard in the past.  This is why it’s important to work with a broker who is an expert, and can help you understand how the coverage works [...]

Video: Loss of Income Protection, Paycheque Protection or Disability Insurance? What’s the Difference?2020-10-15T18:21:11+00:00

Dear Jeff…

My partner and I are in our early thirties, and we have kids.  We’re thinking about getting Term 30 life insurance for $1 million.  A broker from one insurance company provided us with a quote of $190 per month for separate policies, is this a good price? You may need $1 millon right now, but do [...]

Dear Jeff…2020-09-22T14:04:53+00:00

Comparing Apples to Apples: What type of Term Life Insurance policy does my family have?  No, not all policies are equal…

I know that many brokers simply sell the cheapest term life insurance product available in the market.  I do not always agree with that approach and wanted to share with you an alternative solution which you may find valuable, it’s called the Manulife Vitality Program.  I will start by saying this program is geared [...]

Comparing Apples to Apples: What type of Term Life Insurance policy does my family have?  No, not all policies are equal…2020-05-20T14:56:35+00:00

Treat Your Mind Like a Garden

It’s amazing how COVID-19 has impacted the way we think and feel.  I have always believed that you need to treat your mind like a garden.  Imagine moving into a new home, and this home has a beautiful garden in the backyard.  The previous owner took great care of their garden. They [...]

Treat Your Mind Like a Garden2020-04-20T21:01:17+00:00

How COVID-19 Affects Insurance Policies

We have been receiving numerous calls asking how COVID-19 has impacted existing insurance policies and if there is any sort of financial relief available within their plans. To get the message out, we partnered with Barry Choi, a Toronto-based personal finance and travel expert who frequently makes media appearances. His blog Money We Have is one of [...]

How COVID-19 Affects Insurance Policies2020-04-20T14:29:18+00:00

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