Mortgage Insurance vs Term Life Insurance: What Homeowners Need to Know

Mortgage Insurance vs Term Life Insurance: What Homeowners Need to Know When buying a home or taking out a loan, many Canadians are offered creditor insurance, often referred to as mortgage insurance or loan insurance. Because it’s presented during the financing process, some people assume it’s required or that it’s the simplest way to [...]

Mortgage Insurance vs Term Life Insurance: What Homeowners Need to Know2026-01-08T20:20:48+00:00

How Critical is Critical?

How Critical is Critical? Critical Illness Insurance can give you a tax-free payment if you’re diagnosed with a serious condition. The three main conditions that a Critical Illness Policy covers is: Life Threatening Cancer Heat Attack Stroke While you may not know someone who has claimed on Critical Illness Insurance, I would bet you know someone [...]

How Critical is Critical?2026-01-14T14:26:57+00:00

Video: Should I Keep My Disability Insurance Contract or Should I Cancel it?

Have you ever asked yourself the question, should I keep my disability insurance contract or should I cancel it? First, how important is your income? How important is your income to your family? If your answer is: "My income is still important", chances are you should keep your insurance contract. And that [...]

Video: Should I Keep My Disability Insurance Contract or Should I Cancel it?2025-10-03T17:56:31+00:00

20% Premium Savings for Essential Workers

20% Premium Savings for Essential Workers RBC insurance is offering a 20% premium savings on select individual disability policies for essential workers across Canada, effective until December 31, 2020. Contact me for more info. And a HUGE thank you to all essential workers who have put the safety of others before their [...]

20% Premium Savings for Essential Workers2025-10-03T17:58:31+00:00

Video: Loss of Income Protection, Paycheque Protection or Disability Insurance? What’s the Difference?

When it comes to insurance – it’s easy to get confused.  The contracts are lengthy and there are many terms that you may never have heard in the past.  This is why it’s important to work with a broker who is an expert, and can help you understand how the coverage works [...]

Video: Loss of Income Protection, Paycheque Protection or Disability Insurance? What’s the Difference?2025-10-03T17:59:20+00:00

Comparing Apples to Apples: What type of Term Life Insurance policy does my family have?  No, not all policies are equal…

I know that many brokers simply sell the cheapest term life insurance product available in the market.  I do not always agree with that approach and wanted to share with you an alternative solution which you may find valuable, it’s called the Manulife Vitality Program.  I will start by saying this program is geared [...]

Comparing Apples to Apples: What type of Term Life Insurance policy does my family have?  No, not all policies are equal…2025-10-03T18:00:42+00:00

Treat Your Mind Like a Garden

It’s amazing how COVID-19 has impacted the way we think and feel.  I have always believed that you need to treat your mind like a garden.  Imagine moving into a new home, and this home has a beautiful garden in the backyard.  The previous owner took great care of their garden. They [...]

Treat Your Mind Like a Garden2025-10-03T18:01:05+00:00

How COVID-19 Affects Insurance Policies

We have been receiving numerous calls asking how COVID-19 has impacted existing insurance policies and if there is any sort of financial relief available within their plans. To get the message out, we partnered with Barry Choi, a Toronto-based personal finance and travel expert who frequently makes media appearances. His blog Money We Have is one of [...]

How COVID-19 Affects Insurance Policies2025-10-03T18:01:24+00:00
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