Dear Jeff: When does whole life or universal life insurance make sense?
This is a post I found on Reddit: I feel like people either think it's a scam/huge waste of money (according to Reddit, my husband, people I know), or the most important financial tool ever (friends who financial planners that I don't work with, [...]
20% Premium Savings for Essential Workers
20% Premium Savings for Essential Workers RBC insurance is offering a 20% premium savings on select individual disability policies for essential workers across Canada, effective until December 31, 2020. Contact me for more info. And a HUGE thank you to all essential [...]
Video: Loss of Income Protection, Paycheque Protection or Disability Insurance? What’s the Difference?
When it comes to insurance – it’s easy to get confused. The contracts are lengthy and there are many terms that you may never have heard in the past. This is why it’s important to work with a broker who is an [...]
Dear Jeff…
My partner and I are in our early thirties, and we have kids. We’re thinking about getting Term 30 life insurance for $1 million. A broker from one insurance company provided us with a quote of $190 per month for separate policies, is this a good [...]
Many say that insurance is sold, not purchased.
If you know me, you know I am passionate about insurance. I have seen many clients benefit over the years of having such coverage. I don't believe it needs to be sold, rather we just need to create awareness on how these types of [...]
Comparing Apples to Apples: What type of Term Life Insurance policy does my family have? No, not all policies are equal…
I know that many brokers simply sell the cheapest term life insurance product available in the market. I do not always agree with that approach and wanted to share with you an alternative solution which you may find valuable, it’s called the Manulife Vitality [...]