A resolution is a firm decision to do or not to do something . . . which is often easier said than done. The New Year is an opportunity for us to implement some positive changes to better our lives, and the lives around us. We often make a promise to ourselves to do [...]
Have you ever had a financial/insurance advisor recommend using life insurance to save on taxes? Or you may have never heard of this option. Many people do not understand how this type of tax shelter works. While many are familiar with how Term Life Insurance may work, there is a different type of insurance [...]
I have heard people refer to buying insurance as gambling. The thought is, if we end up using it, we win, and the insurance company loses. If we never end up using it, we lose, and the insurance company wins. However, here is another way of looking at insurance . . . . . [...]
Preet Banerjee is a well-known Canadian personal finance and investing expert, and the author of the personal finance book Stop Over-Thinking Your Money!: The Five Simple Rules of Financial Success. Banerjee’s 5 Rules for Personal Finance Success are as follows: Disaster-proof your life. Expensive emergencies can derail you, so protect yourself with disability insurance, [...]
Can a History of Mental Health Issues Affect Your Life Insurance Application? Mental illness affects 1 in 5 Canadians in their lifetime1. Recently, a Canadian Mental Health Association poll indicated that 24 percent of respondents have sought help for mental health challenges (that is 1 in 4 Canadians), this is up compared to polls [...]
Insurance is Not One Size Fits All: Term Insurance vs Whole Life Insurance Shopping for life insurance is unfortunately not as exciting as shopping for a new wardrobe. In fact, many find it downright daunting and confusing. However, this is not a reason to avoid, as it is important to keep your loved ones [...]
Many parents rely solely on the life insurance provided through their employee benefits. This is very concerning to me as an advisor. Most Group Life plans offer minimal coverage, sometimes only $25,000. While this will cover final expenses, it wouldn’t be sufficient to replace one’s income for their family. The reality is that many [...]
Mortgage Insurance vs Term Life Insurance: What Homeowners Need to Know When buying a home or taking out a loan, many Canadians are offered creditor insurance, often referred to as mortgage insurance or loan insurance. Because it’s presented during the financing process, some people assume it’s required or that it’s the simplest way to [...]
How Critical is Critical? Critical Illness Insurance can give you a tax-free payment if you’re diagnosed with a serious condition. The three main conditions that a Critical Illness Policy covers is: Life Threatening Cancer Heat Attack Stroke While you may not know someone who has claimed on Critical Illness Insurance, I would bet you know someone [...]
This summer you and your kids have been fortunate enough to laugh, splash, and create many special memories at the family cottage. Your parents approach you, as they are aging and feel they no longer want the responsibility of caring for the cottage. With summer winding down they want to keep the property [...]
SecurePlan is an insurance broker proudly serving clients virtually across Ontario, Alberta, and British Columbia.
We specialize in group benefits as well as individual coverage such as life and disability insurance.
We know what matters to you.
Contact us today for a free consultation.
Copyright 2025 SecurePlan Insurance Solutions | 2443353 ONTARIO INC. o/a SecurePlan | All Rights Reserved | Designed by Kre8it Design Studio | Powered by KS Development Group
