Why You Need Life Insurance Coverage Over $1 Million

Why You Need Life Insurance Coverage Over $1 Million Understanding the Value of Larger Coverage When most people think about life insurance coverage over $1 Million dollars, they often consider amounts that cover short-term needs, such as paying off a mortgage or helping with funeral expenses. However, for many Canadians, an insurance policy over [...]

Why You Need Life Insurance Coverage Over $1 Million2025-08-28T21:02:37+00:00

Universal Life vs. Whole Life Insurance in Canada

Universal Life vs. Whole Life Insurance in Canada Choosing the Right Permanent Life Insurance When Canadians begin to explore permanent coverage, one of the most common questions I hear as a broker is: Should I choose universal life insurance or whole life insurance? Both are forms of permanent life insurance, designed to last your [...]

Universal Life vs. Whole Life Insurance in Canada2025-08-28T20:42:41+00:00

Funding Whole Life Insurance โ€“ And How to Compare the Equivalent Rate of Return

Funding Whole Life Insurance โ€“ And How to Compare the Equivalent Rate of Return When clients start exploring permanent life insuranceโ€”particularly Whole Life Insurance for estate planningโ€”one question comes up often: โ€œThis sounds too good to be true. Is it really?โ€ And honestly, thatโ€™s a great question to ask. Because Whole Life insurance isnโ€™t [...]

Funding Whole Life Insurance โ€“ And How to Compare the Equivalent Rate of Return2025-07-22T23:04:25+00:00

Life Insurance Isnโ€™t a Loophole. Itโ€™s a Smarter Way to Pay Tax

Life Insurance Isnโ€™t a Loophole. Itโ€™s a Smarter Way to Pay the Taxman When you die, who would you prefer your money to go to? The CRA Your family A charity you care about For many Canadian business owners, the tax bill at death is the single largest expense their estate will ever face. [...]

Life Insurance Isnโ€™t a Loophole. Itโ€™s a Smarter Way to Pay Tax2025-07-22T21:52:45+00:00

10 Benefits of Life Insurance

10 Benefits of Life Insurance That Every Canadian Should Know Understanding the Top Reasons to Get Life Insurance in Canada If youโ€™ve ever wondered whether purchasing life insurance is worth it, youโ€™re not alone. While many Canadians put off the decision to purchase life insurance, thinking it's something to deal with later, the truth [...]

10 Benefits of Life Insurance2025-07-10T23:59:41+00:00

Life Insurance for Nurses: What Type of Life Insurance Is Best?

Life Insurance for Nurses: What Type of Life Insurance Is Best? Choosing the Right Life Insurance for Nurses in Ontario Nursing is a demanding career, and as a nurse, you carry the responsibility of caring for othersโ€”often under stressful conditions. That commitment makes having the right life insurance especially meaningful. Whether you're just starting [...]

Life Insurance for Nurses: What Type of Life Insurance Is Best?2025-06-23T17:29:03+00:00

How Life Insurance in Canada Has Changed Over the Last 50 Years

How Life Insurance in Canada Has Changed Over the Last 50 Years From Paper Policies to Digital Simplicity: A Look at 50 Years of Life Insurance Evolution in Canada Fifty years ago, buying life insurance in Canada was a slow, paper-heavy process that often involved a firm handshake, a stack of forms, and a [...]

How Life Insurance in Canada Has Changed Over the Last 50 Years2025-07-22T21:34:57+00:00

Addressing the Life Insurance Coverage Gap in Canada

Addressing the Life Insurance Coverage Gap in Canada Understanding and Closing the Life Insurance Gap Among Canadians Despite the growing awareness of life insurance's importance, a significant number of Canadians remain underinsured. Studies indicate that approximately 31% of Canadian adults acknowledge having a life insurance coverage gap, leaving their families vulnerable in the event [...]

Addressing the Life Insurance Coverage Gap in Canada2025-07-10T23:48:09+00:00

The Rise of Whole Life Insurance in Canada

The Rise of Whole Life Insurance in Canada Why Whole Life Insurance Is Gaining Popularity Among Canadians When considering long-term financial planning, many Canadians are turning to whole life insurance as a stable and reliable option. Unlike term policies, whole life insurance offers lifetime coverage and a guaranteed cash value component, making it an [...]

The Rise of Whole Life Insurance in Canada2025-05-27T00:39:08+00:00
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