5 Life Insurance Nightmares Every Canadian Should Know How to Avoid

5 Life Insurance Nightmares Every Canadian Should Know How to Avoid Life insurance is supposed to provide peace of mind. You pay your premiums, maintain your policy, and trust that your family will be financially protected when you’re gone. But what happens when that protection isn’t there? Imagine paying into a life insurance policy for [...]

5 Life Insurance Nightmares Every Canadian Should Know How to Avoid2026-11-01T17:00:14+00:00

If You Couldn’t Work, Where Would the Money Come From?

If You Couldn't Work, Where Would the Money Come From? Most people don't spend much time thinking about what would happen financially if they became disabled. Over the years, I have had many people contact me looking for Disability Insurance after an illness or injury has already occurred. Unfortunately, at that point there often [...]

If You Couldn’t Work, Where Would the Money Come From?2026-09-28T00:39:08+00:00

Wage Loss Replacement Plans: How to Protect High-Income Employees Beyond Group LTD

Wage Loss Replacement Plans: How to Protect High-Income Employees Beyond Group LTD One of the most common problems I see when reviewing Group Long-Term Disability plans is that the coverage can work very well for the average employee, but not nearly as well for executives and other high-income employees. Most Group LTD plans provide coverage [...]

Wage Loss Replacement Plans: How to Protect High-Income Employees Beyond Group LTD2026-09-28T00:32:40+00:00
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