A smart way to invest

The investment world is rapidly changing – for the better in my opinion. One way this is changing is that people are recognizing how much they are now paying in fees. Mutual Funds and Segregated Funds are extremely expensive and most managed funds rarely beat the market – especially when you take in consideration [...]

A smart way to invest2018-02-14T14:55:23+00:00

The Death of Long-Term Care

Unless you are an insurance broker, you likely never heard of long-term care insurance.   This is unfortunate as it provides a solution to a significant concern for most retirees – outliving your money. RBC discontinued individual long-term care sales in 2012 (still available for conversion on their Disability and Critical Illness products).  Manulife terminated [...]

The Death of Long-Term Care2018-02-08T21:02:02+00:00

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