Keller Williams Complete & Keller Williams Complete Niagara
Is Proud To Offer Voluntary Benefits To New & Existing Agents!

WHY ARE WE OFFERING COVERAGE?

Being self-employed means that you do not have benefits.  We also realize that past medical conditions can make it very difficult, or even impossible to purchase quality coverage. We felt that it was important to provide you with voluntary access to coverage – on a guaranteed issue basis.

While healthcare in Canada provides access to doctors and emergency treatment, it most definitely does not cover everything. Without a benefit plan you must pay for these medical bills with your after-tax income. In certain circumstances the cost for medical care can cause unwanted stress and financial strain to you and your family.

LIMITED TIME OFFER: YOU ARE ABLE TO ENROLL UNTIL JANUARY 17TH, 2019 WITH OUT ANY MEDICAL UNDERWRITTING. AFTER THIS DATE, YOU WOULD BE REQUIRED TO GO THROUGH UNDERWRITING IF YOU WISH TO OBTAIN COVERAGE.

Prescription Drug Coverage, Dental, Medical, Paramedical, Vision Care,
Out of Country Coverage, Life Insurance, Long Term Disability & More!

A FEW KEY ADVANTAGES TO COVERAGE:

  • There are 9 different packages to choose from.
  • No medical questionnaires or underwriting.
  • Coverage is comprehensive & affordable.
  • Easy to sign-up – fillable enrollment forms, including electronic signatures (if you choose).
  • Note – Must work minimum of 25 hours per week to be eligible for coverage.

Being that you are self-employed, a portion of your premiums may be tax deductible as a business expense. If you are currently paying for medical expenses out of pocket – ask us to show you the potential tax savings or click here. for an example.

Have questions? Click below to schedule a phone consultation with Jeff Romansky, President of SecurePlan. Jeff is committed to helping you understand your options without any sort of sales pressure. Prefer to discuss in person? Let us know and we will do our best to accommodate.

Book Free Consultation

Keep in mind that SecurePlan is a Brokerage.  This means that we can help you look for alternative options if these plans do not meet your expectations.  We do have plans that require underwriting, meaning you may be able to get a better rate if you are healthy and not currently on any medication.  We will be more than happy to help you explore what options you have.

TESTIMONIALS

It’s always easier to do business with someone you trust – especially when dealing with something as important as insurance.  We want to earn your trust the same way we have earned the trust of some of your respected peers.

Jeff was extremely knowledgeable and professional. His experience and expertise made it easy for me to understand the value of disability insurance and what options I had as a realtor. Being a broker, he could source the best insurance company for my situation. Jeff truly cares about his clients and I would highly recommend him.

CHRIS KNIGHTON

Great work ethic, incredibly personable and great advice. All around a great experience. Was an easy choice to move my accounts to Jeff!

ALEX PAL

Jeff is an amazing resource to have. He is someone that can assist you with many insurance needs, and be very professional, trustworthy and dependable in the process. Jeff has helped us set up a lot of different plans for ourselves, staff and clients. He will continue to be a great partner of ours as we grow our business and lives. Jeff also has a great understanding of real estate, investments, and general wealth building which really helps support our business. We trust that when we send referrals to Jeff, we will always get amazing feedback.

SANDY MACKAY

Jeff has been awesome to work with. Professional, consultative, gave us educated options, thorough, plus he is an all-around great guy. We would recommend Jeff to everyone!

SUSAN CORCORAN

Jeff Romansky is the consummate professional. My wife and I love that he is very punctual and always available when we need him, is very articulate and explains things so we understand, has an immense knowledge of insurance and only sells you insurance products that you need. He is by far the best insurance agent we have come across and highly recommend him to anyone needing insurance coverage. Jeff is the best in the business hands down.

SEBASTIEN DUSSEAULT

HOW TO ENROLL:

Applying for coverage is easy – you can download the enrollment form here:

Please send completed documents to jeff@secureplan.ca.  We will also collect the original signed documents from you.

Questions? Feel free to give Jeff a call at 289.455.1492 or schedule a phone meeting by clicking here.

This benefit plan is arranged by SmartChoice Benefits Inc. and administered by SmartChoice Admin Inc.
www.smartchoicebenefits.com

TAX SAVINGS

One of the biggest benefits that come along with having coverage is the ability to deduct some of the premiums as a business expense.  The higher your income, the more tax-savings you will achieve.

If you pay for medical expenses out-of-pocket, you are paying for these expenses with AFTER-TAX dollars.  The example below illustrates how earning $3,534.19 would create an income tax bill of $1,534.19.  Once income tax is paid, one would have $2,000 that can go towards their medical expenses.

Imagine if you didn’t have to pay that income tax?  When you have a benefits plan, the cost of the coverage can be fully deductible (depending on the plan you choose).  This means that you can pay for the coverage with BEFORE-TAX dollars making this a more tax-effective way to pay for your health care.  Even though the cost of coverage may be more than what you claim – it’s the tax-savings that make these plans very attractive.